When is it OK to Loan Someone Money?

I received an email yesterday that got me very excited. Kiva is offering “free” loans to new members, and for a limited time, if you sign up via my referral, I receive a credit to make a loan as well.

Kiva LogoWhat is Kiva and why am I so excited?

Kiva is a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.

I made my first Kiva loan in 2008. I started by donating $50 to a woman in Ghana so she could by more supplies to increase her business selling food in her community.  She is a single mother with five children, and her dream was to send them all to school. Fourteen different people, including me, from all around the world were able to give this woman a helping hand in building her business and changing the circumstances of her life and the lives of her children.

As she repaid her loan, I was able to re-loan the money I had contributed to others. Since then, I have deposited about another $125 into my lending account, and I have made loans to 18 different people. While there are some recipients who default on their loans, so far everyone I have loaned to has repaid their loan in full, and I have been able to send that money back out to keep making a difference. (Knock wood that that trend continues!)

Whenever I make a contribution to my account, I consider that money gone, even though I could withdraw it at any time. This is my donation to the world, one that I can send out again and again, increasing the vibration of those few dollars as they circle the world.

Today is August eighth – 08/08. If you believe in numerology, this is a day of opportunity, prosperity, and financial abundance. It is a lucky day. Let’s make it our lucky day by sending some positive money energy out in the universe. Remember, what you put out to the universe comes back to you times three!

Click the link here and sign up for Kiva. You’ll receive a $25 credit that you can loan out to one of the borrowers on the system, and so will I. This credit is different from money you deposit on your own in that the repayment goes to the sponsor who contributes the credit, and not to our own account. Who knows? Maybe you’ll get a taste for helping others who may never know your name and decide to continue spreading the positive energy of money. You may just change a life.

What are you waiting for? Go loan some money!

Blessings,

Mary

2 Responses

  1. I just loaned the free 25 dollars to a woman in Tanzania wanting help with her beauty salon. 🙂

  2. Thank you, Zephyr! I really appreciate it! I loaned my credit to a woman in Peru to purchase natural fertilizer for her potatoes. I love being able to help women improve their lives, especially in a natural, earth-friendly way.